Hurricane & Disaster Claims

Your Home is Damaged. Your Claim is Delayed. Now What?
After a disaster, insurers should help. Instead, they stall, underpay, or outright deny valid claims. We don’t let that slide. We hold insurance companies accountable when they fail the people they’re paid to protect — and we get results when others can’t.

Understanding Your Rights After a Disaster

Need Help with Natural Disaster or Man-Made Disaster Claims?

Natural disasters like hurricanes, floods, and tornadoes, as well as man-made disasters such as oil spills, can leave you facing significant challenges. When insurance companies are slow to act or fail to provide fair compensation, it’s crucial to have experienced legal support on your side.

Licensed in Louisiana and surrounding areas, Jim Hall & Associates has the expertise to guide you through the complexities of disaster claims. We prepare your insurance claim, complete your proof of loss, and assemble the necessary documents to prove your claim.

When disaster strikes, you need a legal team that understands the intricacies of insurance claims and has your best interests at heart.
  • Comprehensive Representation: We handle all types of disaster claims, from natural to man-made.
  • Free Case Evaluation: Speak with our experts at no cost to assess your situation.
  • Document Preparation: We prepare all necessary documents to strengthen your claim.
  • Proof of Loss Assistance: We help you compile and submit your proof of loss.
  • Licensed and Experienced: With licenses in Louisiana and surrounding areas and over 30 years of experience.

We Fight for Maximum Compensation

Our Senior-Level Legal Team Works for You

Our team works quickly and efficiently with insurance companies to settle your claim and ensure all damages covered under your policy are paid. We handle claims for property damage, contents, additional expenses, business interruption, and more.
 
With a proven track record handling thousands of homeowner’s insurance claims from major hurricanes, we maximize wind damage claims, hail claims, fire claims, oil spill claims, and more. We also address denial of policy benefits, miscalculations of estimated damages, and failure to pay for covered items.
Our goal is to ensure you receive the full compensation you’re entitled to under your insurance policy.
 
  • Quick and Efficient Action: We work swiftly to start processing your claim.
  • Full Policy Coverage: We ensure all aspects of your policy are considered.
  • Maximizing Claims: Our team specializes in increasing the value of your claim.
  • Expert Consultation: We consult with industry experts to support your claim.
  • Court Representation: If necessary, we take your case to court to fight for you.

10 Tips For Hurricane Insurance Claims

  1. Make your Hurricane Ida claim now, don’t wait. Photograph and video everything. 
  2. Take pictures and video of all your damages no matter how small and all of the property that you have to throw out. Take these videos/pictures prior to any repairs being made.
  3. Document your communications with your insurance company. Keep a journal of your documentation of your communication with your insurance company, noting the date that you first make your claim and all subsequent conversations with your insurance company. Note your claim number and any requests by the insurance company to produce information.
  4. Review your insurance policy thoroughly. Whether it is a homeowner’s business, or business interruption claim, we will review your policy carefully noting hurricane deductibles that are larger than normal deductibles. WE CAN DO THIS FOR YOU.
  5. Don’t reply on your insurance adjuster to be accurate. Remember your insurance adjuster works for your insurance company and not for you.
  6. Immediately start getting repair estimates for all your damages and try to get at least two (2) estimates. 
  7. Make list of personal property that has been damaged. Personal property would include such things as clothing, furniture, books, etc. and take pictures/video of same.
  8. If you have receipts for the damaged property, that would be great. Most people do not keep receipts long. If you do not have a receipt you can research online replacement costs of such items to submit to your insurance company.
  9. Additional living expenses. Save all receipts for additional living expenses if you had to evacuate from Hurricane Ida. Such expenses might include hotels, meals, gas, rent, etc.
  10. Remember to CALL HALL at the HURRICANE LAWYERS for free information and explanation of your insurance claims. 

Man-Made Disasters and Their Legal Implications

Addressing Man-Made Catastrophes

Man-made disasters present unique challenges that require specialized legal expertise.
Oil Spill Claims: We handle complex oil spill compensation cases.
Chemical Spill Litigation: We address claims arising from chemical spills.
Factory Incidents: We provide legal support for accidents at industrial sites.
Pollution Claims: We fight for compensation related to water and ground contamination.

Hazardous Material Disputes: We handle claims involving improper disposal and contamination.

Call Hall for Legal Help – Our team will handle everything while you focus on recovery.

Frequently Asked Questions

Answers to Your Most Common Questions